Driving
Men, on average, have more traffic accidents than women. This is the reason that insurance companies charge higher premiums to men in jurisdictions in which this permissible. Many people, however, may be surprised at the reason for this. Decades of law enforcement and insurance data is clear on an important point - women, on average, get in to more traffic accidents per unit distance driven. In the United States for example men have 5.1 accidents per million miles driven while women have 5.7 accidents per million miles driven.[1][2].
Women are also, astoundingly, more significantly likely to get in to an accident with another woman than a man.[3]
Insurance companies can justify high insurance premiums for male drivers as they drive so much more (estimated to be 74% more) that even if their chance of an accident is lower per unit distance driven they drive so much further that their over-all risk is greater. The European Union has recently prohibited gender based discrimination in insurance premium assessments.
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