Difference between revisions of "Driving"
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Insurance companies can justify higher insurance premiums for male drivers as they drive so much more (estimated to be 74% more in the United States) that even if their chance of an accident is lower per unit distance driven they drive so much further that their over-all risk is greater. The European Union has recently prohibited gender based discrimination in insurance premium assessments. |
Insurance companies can justify higher insurance premiums for male drivers as they drive so much more (estimated to be 74% more in the United States) that even if their chance of an accident is lower per unit distance driven they drive so much further that their over-all risk is greater. The European Union has recently prohibited gender based discrimination in insurance premium assessments. |
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Revision as of 11:56, 29 April 2014
Many people will argue about whether men or women are typically better drivers. Decades of law enforcement and insurance data from around the world is clear on an important point - women, on average, get in to more traffic accidents per unit distance driven. In the United States for example men have 5.1 accidents per million miles driven while women have 5.7 accidents per million miles driven.[1][2].
Women are significantly more likely to have a traffic accident with another woman than a man.[3] The reason for this is apparently unknown.
Insurance companies can justify higher insurance premiums for male drivers as they drive so much more (estimated to be 74% more in the United States) that even if their chance of an accident is lower per unit distance driven they drive so much further that their over-all risk is greater. The European Union has recently prohibited gender based discrimination in insurance premium assessments.
References
<References>